Searching for the ultimate guide to send money to Nigeria? You just landed on the right page. With Remitly, you can transfer funds from the United States quickly and affordably. Send Money Internationally at a Low Cost Today and experience seamless remittances like never before.

Sending money to loved ones in Nigeria shouldn’t be a headache. I know firsthand the frustration of hidden fees, unclear delivery times, and uncertain security. That’s why I trust Remitly, a leader in the digital remittance space with years of experience and thousands of satisfied customers. Get started now with the peace of mind that every fee and timeline is transparent from the start.

What is Remitly?

Remitly is an online money transfer service designed to help individuals send money to Nigeria and other countries around the world. It combines speed, affordability, and secure technology, allowing users to transfer funds in more than 100 currencies without hidden charges. Whether you need to deposit funds into a bank account or arrange cash pickup, Remitly offers flexible options tailored to your recipient’s needs.

Remitly Overview

Founded in 2011, Remitly began with a mission to simplify international remittances for families separated by borders. Over the past decade, it has grown into a global network connecting the United States to countries across four continents. Key milestones include reaching a million customers in under five years, launching its mobile app in 2014, and expanding into mobile wallet transfers in markets like Nigeria and India.

Today, Remitly remains committed to innovation and customer satisfaction. Its intuitive interface and robust security measures have earned the trust of millions. When you choose Remitly, you’re backed by industry-standard encryption and a promise of on-time delivery, or your fees are refunded.

Pros and Cons

Fast transfer speeds: Receive funds in minutes when you choose the Express option, perfect for urgent needs.

Low and transparent fees: Know exactly what you’ll pay before you send; no surprises at delivery.

Multiple delivery methods: Send money directly to bank accounts, mobile wallets, debit cards, or cash pickup locations in Nigeria.

Secure platform: Protected by multi-layer encryption and compliance checks to safeguard every transaction.

Generous free transfers: Bank deposits, mobile wallets, and debit card deposits from USD to USD carry no fees up to any amount.

On-time delivery guarantee: If your transfer isn’t delivered on schedule, Remitly refunds your fees automatically.

Cons:

Limited free cash pickups: A small fee of $4.99 applies for cash pickup or home delivery services.

Exchange rate margins: Rates can fluctuate slightly above mid-market value, depending on market conditions.

Geographic restrictions: Certain delivery options vary by city and region within Nigeria.

Features

Remitly boasts a suite of features designed to make your international money transfers seamless and stress-free:

Express Transfers

For moments when time is of the essence, Express transfers deliver funds in minutes.

• Instant-to-bank or instant-to-cash delivery.
• 24/7 processing for eligible transactions.
• Real-time tracking of your transfer status.

Economy Transfers

If you’re looking to maximize your value, Economy transfers offer the lowest fees.

• Delivery within 3 business days.
• No fees for bank deposits and mobile wallet transfers.
• Ideal for planned, non-urgent remittances.

Multiple Delivery Options

Customize the transfer method to suit your recipient:

• Bank deposit: Free and secure.
• Mobile wallet: No fees on eligible corridors.
• Cash pickup: Thousands of locations in Nigeria.
• Home delivery: Added convenience for those without easy access to banks.
• Debit card deposit: Fast and fee-free.

Transparent Pricing

No hidden fees or surprises. The total cost is displayed upfront:

• Mobile wallet: $0 flat fee.
• Cash pickup & home delivery: $4.99 each.
• Bank & debit card deposits: $0 regardless of amount.

Secure Transactions

With advanced encryption, multi-factor authentication, and compliance monitoring, Remitly keeps your money safe:

• 256-bit SSL encryption.
• Real-time fraud detection.
• Global compliance with financial regulations.

Remitly Pricing

Remitly’s fee structure is designed for clarity. You’ll see all charges before you confirm your transfer.

Send from USD to NGN

Below USD 1,000:

• Cash pickup: 1.75% of amount sent + $2.99
• Bank deposit: 1.25% of amount sent + $2.99
• Debit card deposit: 1.25% of amount sent + $2.99

USD 1,000 or more:

• Cash pickup: 1.25% of amount sent + $2.99
• Bank deposit: 0.75% of amount sent + $2.99
• Debit card deposit: 0.75% of amount sent + $2.99

Take advantage of these competitive rates and Send Money Internationally at a Low Cost Today.

Remitly Is Best For

Whether you’re sending funds home, supporting family, or managing overseas expenses, Remitly fits a variety of needs:

Expats and Immigrants

Regular, reliable transfers with low fees and flexible delivery options.

Students Abroad

Fast access to tuition and living expenses for those studying in the US or UK.

Small Businesses

Bulk payments to suppliers in Nigeria with transparent rates and scheduled transfers.

Family Support

Ensure loved ones receive cash quickly via pickup or direct-to-bank deposits.

Benefits of Using Remitly

• Cost Savings: Enjoy fee-free bank deposits and mobile wallet transfers, plus competitive exchange rates.
• Speed: Choose Express for near-instant delivery or Economy for zero-fee transfers within days.
• Convenience: Manage transfers from your computer or mobile app anytime, anywhere.
• Reliability: On-time delivery guarantee gives you confidence with every transaction.
• Security: Advanced technology protects your money and personal data.
• Transparency: See all fees and rates before you send, with no hidden costs.

Customer Support

Remitly’s customer service team is available around the clock via email, live chat, and phone support. Whether you have questions about transfer status, fees, or delivery times, the support staff responds promptly and professionally.

Additional resources include an extensive online help center, FAQ library, and step-by-step tutorials. You’ll never feel left in the dark when tracking a critical money transfer.

External Reviews and Ratings

Users frequently praise Remitly for its speed, transparency, and low fees. On top review sites, it consistently scores above 4.5/5 for ease of use and customer satisfaction. Many reviewers highlight the convenience of mobile wallet transfers and express gratitude for the tracking features.

Some negative feedback points to occasional delays during peak times and fluctuating exchange rates. Remitly addresses these concerns by expanding its server capacity and offering rate lock options on select corridors.

Educational Resources and Community

Remitly offers a rich library of resources to help you optimize your remittances. Explore the official blog for market insights, watch webinars on maximizing transfer value, and join community forums to share tips with other users. The Remitly app also features in-app tutorials and notifications to keep you informed every step of the way.

Conclusion

When you need to send money to Nigeria, Remitly delivers unbeatable speed, security, and affordability. From transparent pricing to flexible delivery options, it’s built to ease the stress of international transfers. Ready to make your next transfer effortless? Simply choose Remitly and enjoy reliable service.

Send Money Internationally at a Low Cost Today