Searching for the most efficient way to send money to ghana online? You’ve come to the right spot. I rely on Remitly to handle every transfer—with transparency and peace of mind.

Whether supporting family across Accra or paying bills back home, timing and cost matter. After years of experience and thousands of transfers successfully delivered, Remitly stands out for its simplicity, speed, and security. Ready to streamline your remittances? Send Money Internationally at a Low Cost Today.

What is Remitly?

Remitly is a digital remittance service designed to help you send money to ghana and over 100 other countries with clarity on fees and delivery times. It operates entirely online, eliminating the need for in-person visits to financial institutions or physical bureaus, while offering real-time tracking and multiple delivery options for recipients.

Remitly Overview

Founded with a mission to simplify cross-border payments, Remitly launched in 2011 and has since grown into one of the leading online remittance companies. With millions of customers worldwide, the platform’s core values center on affordability, transparency, and security.

Over the years, Remitly has introduced features such as instant mobile wallet transfers, home delivery services in select countries, and zero-hidden-fee pricing. Their on-time delivery guarantee has built trust among diaspora communities, making Remitly a top choice for reliable money transfers.

Pros and Cons

Pros:

Fast transfers to bank accounts or mobile wallets—often within minutes.

Clear pricing: you see total costs before sending.

Multiple delivery methods including cash pickup and home delivery.

Competitive exchange rates with no hidden markups.

On-time delivery guarantee backed by a refund of fees if delayed.

High-level security protocols such as two-factor authentication.

Intuitive mobile app and web platform.

Cons:

Some payout options may have service area restrictions.

Pricing can vary slightly depending on payment method chosen.

Features

Remitly offers a comprehensive suite of services to make sending money seamless.

Flexible Delivery Options

Choose from bank deposit, mobile wallet, cash pickup, home delivery, or debit card deposit.

• Bank deposit: Free fees and real-time transfers in many corridors.
• Mobile money: Zero fees and instant access via popular digital wallets.
• Cash pickup: Convenient locations with a flat fee starting at $4.99.
• Home delivery: For recipients who need cash delivered to their door.
• Debit card deposit: Funds loaded directly onto a card at no extra cost.

Real-Time Tracking and Alerts

Stay informed at every stage of the transfer process.

• SMS and email notifications when funds are sent and received.
• Live status updates available in the Remitly app.
• Proactive alerts for any delays or issues.

Transparent Pricing and Exchange Rates

See all costs upfront so there are no surprises.

• Total fee displayed before you confirm the transfer.
• Lock in guaranteed exchange rates for a set period.
• No hidden markups—remittance rates reflect mid-market benchmarks.

Strong Security Measures

Multiple layers of protection for every transfer.

• Encrypted data transmission and secure storage.
• Two-factor authentication and biometric login.
• Fraud monitoring and 24/7 risk assessment.

User-Friendly Mobile App

Manage your remittances on the go.

• Quick sign-up process with identity verification in minutes.
• Save frequent recipients for faster repeat transfers.
• Track transfer history and reorder with a few taps.

Remitly Pricing

Remitly’s pricing is structured to accommodate different transfer sizes and delivery methods. You’ll always see the exact fee before you send.

Mobile Wallet

Fee: $0 for transactions from USD to GHS.

Ideal for recipients who prefer instant digital access.

Cash Pickup

Flat fee: $4.99 per transfer.

Ideal for recipients without bank or mobile wallet access.

Home Delivery

Flat fee: $4.99 per transfer.

Perfect for those who need cash delivered to their doorstep.

Bank Deposit

Fee: $0 for transfers from USD to GHS.

Best for recipients with local bank accounts looking for low-cost transfers.

Debit Card Deposit

Fee: $0 for transfers from USD to GHS.

Quick and easy for recipients with debit cards.

Remitly Is Best For

Every remittance need is unique. Here’s who benefits the most from using Remitly.

Overseas Workers

If you work abroad and support family in Ghana, Remitly’s fast transfers and guaranteed rates ensure your loved ones get funds exactly when they need them.

Small Business Owners

Send payments to suppliers or employees in Ghana without worrying about hidden fees or long delays.

Students Studying Abroad

Cover tuition or living expenses with a few taps—Remitly’s app makes repeat transfers smooth and predictable.

Charitable Organizations

Deliver aid quickly during emergencies with flexible delivery methods and transparent pricing.

Benefits of Using Remitly

• Speed: Instant or same-day delivery options.
• Affordability: Low fees and competitive exchange rates.
• Transparency: Full cost breakdown before you send.
• Convenience: Multiple payout options to suit any recipient.
• Security: Advanced encryption and fraud protection.
• Reliability: On-time delivery guarantee or your fee refunded.

Customer Support

Remitly offers responsive customer service via email, live chat, and phone. Support agents are available 24/7 to answer questions or resolve issues.

Whether you need help setting up your account or tracking a transfer, the dedicated support team is trained to handle remittance-specific inquiries quickly and professionally.

External Reviews and Ratings

Users consistently praise Remitly for its transparency and fast delivery times. On major review sites, the platform holds high ratings for ease of use and customer satisfaction.

Some users note occasional delays due to local banking holidays or verification requirements. However, Remitly’s on-time delivery guarantee and proactive alerts help address these challenges effectively.

Educational Resources and Community

Remitly maintains a robust blog covering financial literacy, remittance best practices, and country-specific guides. Webinars and tutorials walk you through the platform step by step.

The online community forum allows users to share tips, ask questions, and learn from others who regularly send money abroad. Official social media channels also offer updates and special promotions.

Conclusion

When you need to send money to ghana quickly, securely, and affordably, Remitly delivers every time. With transparent fees, multiple delivery methods, and a reliable on-time guarantee, you can trust your funds will arrive as promised. Experience the difference yourself—start your transfer with Remitly today.

Ready to simplify your remittances? Send Money Internationally at a Low Cost Today.