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How to Send Money to Ghana Quickly and Securely

When you need to send money to Ghana quickly, affordably, and securely, choosing the right transfer service is crucial. Remitly makes it simple to fund your loved ones back home by offering transparent fees, competitive exchange rates, and multiple delivery options—all visible before you hit “send.”

Why Sending Money to Ghana Can Be Challenging

International transfers often come with hidden fees, uncertain delivery times, and fluctuating exchange rates. In Ghana, where family support often relies on remittances, delays or extra charges can create stress for both sender and recipient. That’s why finding a reliable partner to send money to Ghana is so important.

How Remitly Simplifies Your Transfer

Remitly is designed to remove the guesswork from overseas transfers. Before you confirm, you’ll always see the total cost, expected delivery time, and the exact amount your recipient will receive. No surprises, no hidden add-ons.

  • Transparent Fees: Know exactly what you pay—no last-minute add-ons.
  • Competitive Exchange Rates: Get more Ghana cedis for each dollar sent.
  • On-Time Guarantee: Transfers arrive when promised or your fees are refunded.

Step-by-Step Guide: How to Send Money to Ghana with Remitly

Step 1: Create Your Remitly Account

Sign up in minutes from your smartphone or computer. You’ll need a valid ID and an email address or phone number. Remitly keeps your information safe with bank-level encryption.

Step 2: Enter Recipient Details

Provide your recipient’s name and delivery preference—bank account, mobile wallet, or cash pickup. Remitly supports all major Ghanaian banks and mobile money services like MTN Mobile Money.

Step 3: Choose Delivery Method

Select how your recipient will receive funds. Options include:

  • Bank Deposit: Directly into a Ghanaian bank account.
  • Mobile Wallet: Instant credit to MTN, AirtelTigo, or Vodafone wallets.
  • Cash Pickup: Collect at thousands of partner locations nationwide.
  • Home Delivery: Convenient hand-delivery to your recipient’s address.

Step 4: Pay for Your Transfer

Use a debit or credit card, or link your bank account for low-cost funding. Remitly displays the fee up front so you’ll never face unexpected charges.

Step 5: Track and Confirm Delivery

Once your transfer is on its way, you can monitor its status in real time via the Remitly app or website. Your recipient will also receive an SMS notification when the funds arrive.

Delivery Options and Fees

Remitly offers flexible and affordable delivery methods when you send money to Ghana:

  • Mobile Wallet: $0 fee, instant delivery.
  • Bank Deposit: $0 fee, 1–2 business days.
  • Cash Pickup: $4.99 fee, available at 5,000+ locations.
  • Home Delivery: $4.99 fee, delivered within 1–2 days.

Guaranteed On-Time Delivery and Security

Every transfer with Remitly is backed by a promise: if your money doesn’t arrive when we said it would, your fees are on us. Multiple levels of security—two-factor authentication, encryption, and 24/7 monitoring—ensure your funds and personal data remain protected.

Tips for a Smooth Transfer

  • Verify recipient details carefully to avoid delays.
  • Check exchange rates before sending larger amounts.
  • Schedule transfers ahead of major holidays when networks can be busy.
  • Use mobile wallet delivery for the fastest possible receipt.

If you’re ready to make your next remittance simple and stress-free, Send Money Internationally at a Low Cost Today with Remitly.

Why Remitly Is the Best Choice to Send Money to Ghana

  • No Hidden Fees: Transparent pricing every time.
  • Fast Delivery: Instant or same-day options available.
  • Reliable Support: 24/7 customer service via chat, email, or phone.
  • Wide Coverage: 100+ currencies and thousands of payout points.

Make sure your loved ones in Ghana get the support they need, when they need it. Send Money Internationally at a Low Cost Today and experience seamless, secure remittances with Remitly.