Maintaining healthy cash flow is the lifeblood of any growing business. Miss a vendor payment or miscalculate your outgoing expenses, and you risk late fees, damaged relationships, and lost opportunities. Fortunately, you can automate your bill payments and transform tedious tasks into seamless workflows with Melio.

Why cash flow matters

Strong cash flow ensures you have the funds to cover payroll, invest in new equipment, and seize growth opportunities. Manual payment processes often create bottlenecks, leaving you guessing when bills are due or scrambling for approvals. That uncertainty can tie up precious working capital and distract you from strategic goals.

How Melio keeps your cash flow strong

Melio is an all-in-one platform that streamlines every step of paying bills and collecting payments. By automating time-consuming tasks—like data entry, approval routing, and reconciliation—you regain hours each week and eliminate human error. The result? A predictable, optimized cash flow cycle that frees you to focus on growth.

Automated workflows

• Scan or import bills directly into Melio’s dashboard
• Set up auto-pay schedules to never miss a due date
• Assign approval roles so the right person signs off every time

Flexible payment options

• Pay by ACH or card—even where cards aren’t accepted
• Send instant transfers to avoid delays and late fees
• Distribute payments in batches to save time on high volumes

Key benefits for your business

• Save hours of manual work by syncing with QuickBooks Online, QuickBooks Desktop, or Xero.
• Maintain control through customizable user roles and approval workflows.
• Optimize your working capital by choosing payment speeds that align with your cash flow needs.
• Pay global vendors in their preferred currency with transparent fees and competitive exchange rates.

Real results, real savings

Businesses using Melio often report a significant reduction in late payments and administrative overhead. With full visibility into upcoming bills and real-time tracking of outgoing funds, you know exactly where your cash stands. And when receivables are equally easy to manage—thanks to Melio’s payment links and automated reconciliations—your cash flow cycle tightens even further.

Getting started is simple

Sign up for Melio and experience automated bill payment workflows within minutes. Choose the plan that fits your needs, add your vendors, and link your bank accounts. From day one, you’ll see how streamlined approvals and fast payments translate into a healthier cash position.

Get 90% OFF Melio Subscription Fees for your First 3 Months and start maximizing your cash flow today.

Frequently asked questions

Can I pay vendors by credit card?

Yes. Melio lets you pay by card—even if your vendor doesn’t accept it directly—so you can extend your cash runway.

How quickly do payments arrive?

With instant transfers, funds reach your vendor’s account within minutes. Standard ACH and check payments arrive according to normal banking schedules.

Is international payment support available?

Absolutely. Melio enables cross-border payments in multiple currencies, all managed from one intuitive dashboard.

Conclusion

By automating bill payments and vendor management with Melio, you eliminate manual bottlenecks and ensure consistent cash flow. Streamlined workflows, flexible payment methods, and deep integrations combine to give your business the financial agility it needs to thrive. Ready to see the difference?
Get 90% OFF Melio Subscription Fees for your First 3 Months.