Looking for a reliable way to send money to Ghana without hidden fees and delays? You’ve come to the right place. When you choose Remitly, you get full transparency on costs, guaranteed delivery times, and multiple payout options right at your fingertips.

Why You Need a Better Way to Send Money to Ghana

Whether you’re supporting family, paying tuition, or handling urgent expenses, traditional remittance channels can be slow, expensive, and opaque. High exchange spreads, surprise fees, and unclear delivery estimates can turn a simple money transfer into an anxiety-inducing ordeal. You deserve a service that puts your needs first: low fees, clear timelines, and security you can trust.

What Is Remitly?

Remitly is an online money transfer service designed to make international remittances fast, secure, and affordable. Founded with a mission to simplify global money movement, Remitly connects senders in the United States with recipients in Ghana and over 100 other countries, offering transparency on fees and delivery times before you hit “send.”

Remitly Overview

Since its launch, Remitly has grown into one of the most trusted money transfer platforms worldwide. With millions of users and partnerships with banks, mobile wallets, and cash pickup locations, Remitly’s network ensures your funds reach loved ones reliably.

Remitly’s core values—speed, affordability, and security—drive continuous innovation. Awarded for tech excellence and customer satisfaction, the company remains focused on expanding its reach and refining its service.

Pros and Cons

Pro: Zero fees on mobile wallet, bank deposit, and debit card transfer methods under normal conditions.

Pro: On-time delivery guarantee—get a full refund of fees if your transfer is late.

Pro: Competitive exchange rates displayed upfront, so you know exactly how much arrives.

Pro: Multiple delivery options including bank deposit, mobile money, cash pickup, and home delivery.

Pro: 24/7 customer support via chat and email, plus robust security protocols.

Pro: Flexible payment methods: debit card, credit card, or bank transfer.

Con: Fees for cash pickup start at $4.99 or 1.75% plus $2.99 for USD-to-USD transfers under $1,000.

Con: Delivery times vary by method and recipient bank processing hours; economy transfers can take 3–5 business days.

Features

Fast and Economy Delivery Options

Choose between Speed and Economy based on urgency and cost.

• Speed: Funds delivered within minutes to eligible methods like mobile wallet or debit card.
• Economy: Lower fees and better exchange rates with delivery in 3–5 business days.

Transparent Pricing Calculator

See all fees, exchange rates, and delivery estimates before confirming your transfer.

Multiple Payout Methods

Select the convenience that fits your recipient’s situation:

• Bank Deposit: Free transfers, funds in recipient’s bank account.
• Mobile Wallet: Zero fees, delivered to mobile money accounts.
• Cash Pickup: $4.99 flat fee or percentage-based fee on USD-to-USD transfers.
• Home Delivery: $4.99 fee for doorstep delivery in supported regions.

Robust Security

Multiple levels of encryption, fraud detection, and regulatory compliance ensure your transfer is protected every step of the way.

Remitly Pricing

Remitly keeps costs low and simple. Here’s a snapshot of delivery-method fees when sending from the U.S.:

Mobile Wallet

Fee: $0

Ideal for quick, fee-free transfers to mobile money users in Ghana.

Bank Deposit

Fee: $0

Perfect for sending larger amounts straight into recipients’ bank accounts without extra cost.

Cash Pickup

Fee: $4.99 flat or 1.75% + $2.99 for under $1,000; 1.25% + $2.99 for $1,000+.

Best when recipient needs physical cash quickly from partner locations.

Home Delivery

Fee: $4.99

Great for recipients without easy mobile or bank access—money arrives at their door.

Debit Card Deposit

Fee: $0

Instant deposits to debit cards with no fees.

Remitly Is Best For

Expats and Diaspora Families

If you live in the U.S. and need to support relatives back home, Remitly’s low fees and fast schedules offer peace of mind.

International Students

Keep tuition and living expenses covered with timely bank deposits or mobile wallet credits.

Small Business Owners

Pay suppliers, partners, or freelancers in Ghana using transparent rates and multiple payout channels.

Benefits of Using Remitly

• Predictable Costs: Know total fees and exchange rates upfront.
• Speed: Instant delivery options available for urgent transfers.
• Flexibility: Choose from bank deposits, mobile wallet, or cash pickup.
• Security: Industry-standard encryption and compliance measures.
• Customer Guarantee: Funds arrive on time or fees refunded.
• Convenience: Manage transfers via web or mobile app 24/7.

Customer Support

Remitly offers round-the-clock customer support via live chat and email. The support team typically responds within minutes during peak hours and is equipped to handle urgent transfer inquiries.

Whether you have a question about tracking your transfer, updating recipient details, or disputing a transaction, knowledgeable agents guide you through every step with clear, friendly assistance.

External Reviews and Ratings

Users frequently praise Remitly for its user-friendly interface, transparent pricing, and speedy transfers. Many highlight the peace of mind offered by the on-time delivery guarantee. A handful of users mention occasional verification delays for first-time transfers, but note that customer support resolves issues swiftly.

Educational Resources and Community

Remitly maintains a comprehensive Help Center with step-by-step guides, FAQs, and tutorial videos. Regular blog posts provide money-saving tips and updates on global remittance regulations. You can also join community groups on social media to share experiences and stay informed about new features.

Conclusion

When it comes time to send money to Ghana, you need a partner you can rely on for speed, affordability, and transparency. With Remitly, you get all three—and the confidence that your transfer will arrive when promised. Ready to make your next remittance smoother and more cost-effective? Send Money Internationally at a Low Cost Today.