Send Money to Nigeria 2024: Quickly and Affordably with Remitly

Searching for the ultimate guide to send money to nigeria? You just landed on the right page. Meet Remitly, the fast, affordable, and secure way to transfer funds from the United States to Nigeria. In this guide, I’ll walk you through everything you need to know—from fees and delivery options to tips on maximizing speed and savings.

I understand how important it is to have peace of mind when you send financial support to loved ones abroad. With Remitly’s promise of on-time delivery or your fees refunded, plus multiple delivery methods and transparent pricing, you can rest assured every transfer is handled with care and efficiency. Ready to get started? Send Money Internationally at a Low Cost Today.

What is Remitly?

Remitly is a digital remittance service designed to help people securely and swiftly send money internationally. Focused on simplifying the process of sending money to Nigeria and over 100 destinations worldwide, Remitly combines competitive exchange rates, low fees, and multiple delivery options to cater to a wide range of needs.

Remitly Overview

Launched in 2011, Remitly was born out of a mission to provide a more transparent and user-friendly alternative to traditional remittance channels. Founders with backgrounds in technology and international finance came together to tackle high fees, hidden costs, and long wait times often associated with cross-border transfers.

Over the years, Remitly has experienced rapid growth—serving millions of customers, processing billions in transactions annually, and earning recognition from industry leaders for its innovation in digital payments. Today, Remitly is trusted by expatriates, immigrants, and global workers who need a dependable solution to send money back home.

Pros and Cons

Pros:

Fast transfers: Funds can arrive in minutes with Express transfers.

Transparent fees: You see the total cost before you hit send, with no hidden charges.

On-time delivery guarantee: Late? You get your fees refunded.

Multiple delivery options: Bank deposit, mobile wallet, cash pickup, or home delivery.

Competitive exchange rates: You get more local currency for every dollar sent.

24/7 customer support: Available by chat, email, or phone to answer your questions.

Cons:

Transfer speeds and fees vary by payment method—debit/credit cards cost more than bank transfers.

Maximum sending limits may apply depending on your account verification level.

Features

Remitly packs a range of features designed to make sending money to Nigeria easy and reliable.

Express Transfers

Send funds in minutes when you pay with a debit or credit card.

• Ideal for urgent remittances
• Guaranteed on-time or your fees refunded
• Higher fees offset by speed

Economy Transfers

Save on fees by sending via bank debit or ACH.

• Lower transfer fees
• Delivery in 3–5 business days
• Great for non-urgent support

Real-Time Tracking

Follow your transfer from start to finish.

• Receive email and SMS updates
• Know exactly when your recipient picks up the funds
• Peace of mind with every transaction

Multiple Delivery Methods

Choose whatever works best for your recipient’s convenience.

• Bank deposit directly into major Nigerian banks
• Cash pickup at thousands of partner locations
• Mobile wallet credit for users with mobile money accounts
• Home delivery option in select cities

Remitly Pricing

Remitly offers transparent pricing based on delivery method and transfer amount. You’ll always know the total cost before you send.

Mobile Wallet

Fee: $0 flat

• Instant delivery to Nigerian mobile money accounts
• Zero fee makes it perfect for frequent small transfers

Cash Pickup

Fee: $4.99

• Cash available within minutes at partner locations
• 1.75% fee on transfers below $1,000 + $2.99
• 1.25% fee on transfers $1,000 or more + $2.99

Bank Deposit

Fee: $0 flat

• Direct deposit into recipient’s bank account
• 1.25% fee on transfers below $1,000 + $2.99
• 0.75% fee on transfers $1,000 or more + $2.99

Home Delivery

Fee: $4.99

• Cash delivered to recipient’s door
• Convenient for those who cannot travel to pickup points

Ready to experience hassle-free transfers? Learn more at https://go.thenerdynoob.com/remitly.

Remitly Is Best For

Whether you’re supporting family, paying bills, or covering emergencies, Remitly caters to a variety of senders and recipients.

Expats and Immigrants

Easily send regular remittances back home with predictable fees and timing.

Small Business Owners

Pay suppliers or contractors in Nigeria quickly and securely, with multiple funding options.

Tech-Savvy Millennials

Enjoy a fully digital experience with real-time tracking and mobile notifications.

First-Time Senders

Intuitive interface and 24/7 support make it simple to set up and complete your first transfer.

Benefits of Using Remitly

• Cost savings: Low or zero fees on most delivery methods.
• Speed: Instant or next-day delivery options.
• Security: Multi-layer encryption and compliance with global regulations.
• Transparency: Full fee and exchange rate disclosure before confirming.
• Convenience: Multiple payout choices to suit any recipient.

Customer Support

Remitly offers responsive customer support around the clock. Whether you prefer live chat, email, or phone assistance, a dedicated team is ready to help you with any questions or issues. Response times average under a minute for chat and under two hours for email inquiries.

From troubleshooting login issues to tracking transfers, Remitly’s support staff are well-trained and knowledgeable about every aspect of the service. You can also find answers to common questions in the comprehensive online help center, available 24/7.

External Reviews and Ratings

Users consistently praise Remitly for its ease of use, fast delivery, and transparent fees. On major review platforms, it holds an average rating of 4.5 out of 5 stars. Many highlight the convenience of mobile app transfers and the reassurance of the on-time delivery guarantee.

Some customers mention occasional delays with Economy transfers or higher fees for Express payments. Remitly addresses these concerns by clearly labeling transfer speeds and costs at checkout, and offering fee refunds for late deliveries. Overall, the positive feedback far outweighs the negatives.

Educational Resources and Community

Remitly maintains an informative blog covering money transfer tips, destination guides, and currency insights. You can access webinars on best practices for international remittance, as well as video tutorials to walk you through setting up your account. A vibrant online community forum allows users to share experiences and get peer advice.

Conclusion

Sending money safely and affordably to Nigeria doesn’t have to be a headache. With Remitly’s transparent pricing, reliable delivery times, and multiple payout options, you can focus on what matters most—supporting your loved ones. Ready to simplify your international transfers? Start sending with Remitly today and see how easy it can be.

Send Money Internationally at a Low Cost Today