Searching for a way to streamline credit card processing and unlock faster cash flow? Xero makes it simple to accept payments, reconcile transactions, and keep your books up to date—all from one intuitive accounting platform. Ready to get started? Get 50% OFF Xero for 3 Months Today.

Why Efficient Credit Card Processing Matters

Every day you wait for payments is money tied up in your receivables. By automating credit card processing, you reduce manual errors, cut down on late payments, and free up time to focus on growth. With Xero’s seamless integrations, you can:

• Accept credit and debit card payments directly on invoices.
• Automate payment reminders to boost on-time settlements.
• Reconcile payments instantly through bank feeds.

How Xero Simplifies Credit Card Processing

Xero connects to 21,000+ global bank accounts and supports major payment gateways. When you send an online invoice, customers can click “Pay Now,” choose their card, and complete the transaction in seconds. The funds flow straight into your bank account, and Xero matches the payment automatically—no manual data entry required.

Online Invoicing & Automated Reminders

• Professional templates: Create branded invoices in minutes.
• Instant send: Email or share invoice links from any device.
• Automated follow-ups: Set reminder schedules to reduce late payments.

Seamless Bank Reconciliation

• Real-time feeds: Transactions import automatically.
• Smart matching: Xero suggests matches to speed up reconciliation.
• Clear dashboard: Monitor outstanding payments and reconcile with one click.

Expense Claims & Purchase Orders

• Snap receipts: Capture expenses on the go with Hubdoc.
• Purchase order tracking: Send and manage orders in the cloud.
• Integrated approvals: Keep spending in check with custom workflows.

Key Benefits of Streamlining Credit Card Processing

• Faster payments: Customers can pay instantly by card, reducing DSO (days sales outstanding).
• Improved cash flow visibility: See incoming payments and bank balances in real time.
• Less admin work: Automate data entry, reminders, and reconciliation.
• Professional experience: Offer a smooth, branded payment process that builds trust.
• Scalable solution: Integrate with over 800 business apps as you grow.

Xero Pricing Plans

Choose the plan that fits your business size and needs. All plans include credit card processing capabilities and bank feeds.

Starter – $29/mo

• Send quotes and up to 20 invoices
• Enter 5 bills
• Bank reconciliation and Hubdoc

Standard – $46/mo

• Unlimited invoices and bills
• Bulk reconciliation
• Short-term cash flow snapshot

Premium – $69/mo

• Multi-currency accounting
• Advanced expense and project tracking
• Analytics Plus add-on available

Getting Started with Xero

Implementing Xero takes just a few steps:

1. Sign up and connect your bank accounts.
2. Set up your payment gateway to accept credit card payments.
3. Customize invoice templates and reminder settings.
4. Import or enter opening balances and existing invoices.

Then you’re ready to send your first online invoice and watch payments roll in!

Don’t Let Slow Payments Stall Your Growth

With Xero, you eliminate the friction of manual credit card processing, reduce late payments, and gain real-time financial insights—all in one unified platform. Improve your cash flow today and reclaim time for strategic priorities.

Get 50% OFF Xero for 3 Months Today and see how streamlined credit card processing can transform your business.